Earlybird & Referral Offer Terms

This Goldback® Earlybird and Referral Incentive Programme (“Programme” or "Offer") is offered by Atlas Consolidated Pte Ltd (“Hugo”).

It is open to all legal residents of Singapore holding a valid and current document to reside in Singapore and a valid Singapore mobile number.

The minimum age limit to participate in the programme is 18 years.

This Offer is eligible per person signing up to the Hugo app.

Under this Programme, the eligible customers can:

Get FREE Gold trading on Hugo until the end of November 2021

Get a $20 Goldback® referral signup bonus when you signup for Hugo's referral scheme and spend a minimum of $100 on your Hugo Card within 45 days of signing up.

Earn $10 Goldback® for every new referral that signs up via your unique share link and spends a minimum of $100 on their Hugo card within 45 days of signing up. (They get the referral signup bonus too!)

Goldback® awards get deposited into your Gold Vault 60 days after signing up.

“Goldback®” is a cash rebate, auto-invested into physical gold when a user spends a specified amount of currency on their Hugo Visa card. The Goldback® transaction details can be viewed in the personal Hugo Gold Vault in-app.

“Hugo Gold Vault” allows a user to buy and sell physical gold at the live bullion bank prices. 

"Spend" all spend on a card is qualifying for this offer, except e-wallets, prepaid cards and prepaid account Top-Up.

All gold transactions are itemised with the amount in grams and the value of the gold viewable in-app.


Other Terms and Conditions:

The Earlybird & Referral Offer Terms & Conditions should be read in conjunction with the Hugo Terms & Conditions.

Any query regarding the programme will be addressed only till 23rd December 2021. Post such date, Hugo will not entertain any correspondence or communication in any manner whatsoever regarding this Programme from any persons.

Hugo shall adhere, cater and ensure on a best effort basis to perform the agreed terms and conditions of the programme.

Under no circumstances will the benefits being offered under this Programme be settled with cash in lieu by Hugo.

Returned transactions, disputed or unauthorized/fraudulent transactions will not be considered for the Offer.

This Offer shall be subject to all applicable laws, rules and regulations which are in existence and which may be promulgated anytime by any statutory authority.

Hugo reserves the right to disqualify the customers from the benefits of the Offer, if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the said Offer or otherwise by use of the Card subject to intimation to Hugo of such disqualification.

Any person availing this Offer shall be deemed to have accepted these terms and conditions.

Hugo reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part, this Goldback® by another offer, whether similar to this Goldback® or not, or to extend or withdraw it altogether.

Customers are not bound in any way to participate in this Offer. Any participation is voluntary and the Offer is being made purely on a best effort basis.

Nothing herein amounts to a commitment by Hugo to conduct further, similar or other Offers.

Any disputes arising out of the Offer between Hugo and the customer shall be subject to arbitration by a sole arbitrator to be appointed by Hugo for this purpose. The proceedings of the arbitration shall be conducted as per the applicable regulations. The place of arbitration shall be in Singapore and the language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against Hugo or any of its affiliates.


    Copyright © Hugo Save 2021. All Rights Reserved.

    Atlas Consolidated Pte. Ltd is the owner of the Hugo brand, an authorised card distributor and programme manager of Payrnet Pte. Ltd (UEN 201913150C), currently exempted by the Monetary Authority of Singapore pursuant to the Payment Services (Exemption for Specified Period) Regulations 2019, incorporated in Singapore whose registered address is 52 Craig Road, Singapore 089690